Select five banks : 3 local banks(Jackson, MS) , and 2 major regional or nationwide Dar From their website or their local offices, collect a copy of their latest annual repon preadsheet listing the important Financial data ( assets, liabilities, net income, equity capital or net worth , dividends , share value, ROA , ROE, EM , etc.) for the selected Dan e. ROA , ROE , EM, etc. ) for the selected banks over a live-year period (2013-2018), or the latest five years for which data are available . In narrative form , provide some background information on the selected banks , descrio activities , the composition of their assets , their net income level, their equity and dividend com their position in the industry , i.e. , their overall performance . Review and analyze their financial statements with extended discussion of the following for each bank : Net Income , Return on Assets (ROA) . Return on Equities (ROE), and the Equity Multiplier (EM ). Present a detailed comparative analysis of the performance of the selected banks according profitability and safety . Rank the banks according to their performance (based on profits , ROA , ROE and EM ) and safety . Explain your ranking . Assuming that you were the Chairman of the Board or CEO of a major financial institution seeking to acquire a bank, which bank would you be more willing to purchase ? Why ? Which would you be less willing to purchase ? Why ? References and sources of data must be cited , whenever appropriate , at the end of the document . 8. IMPORTANT NOTE: Each report must be typed and presented neatly with a cover page . The assignment will be collected in class on the DUE DATE . No Late Papers will be accepted . If a student has to miss class for any reason , the assignment must be turned in electronically by the DUE DATE . Submission of this assignment or any other assignment does not guarantee a good grade , a bad /poor grade , or passing grade from the class . The grade is based on the quality of the assignment . This is an individual assignment . Each student is expected to submit individual work . Any evidence of plagiarism or cheating will earn the student (s) a failing grade (F) for the class .
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